Housing & everyday life Calculator

Monthly bills calculator

Your real monthly cost of living, item by item.

No budget survives contact with reality unless it is written down. Enter your real monthly costs — housing, utilities, food, transport, subscriptions and the rest — and see your true monthly and yearly totals, your top three expenses, and what eats your income.

Edit each line to your real bills

Monthly income after tax (optional — shows the % of income)

Your real monthly cost of living

≈ per year

Top three expenses

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Planning aid only. This tool gives general estimates and standard procedures — not legal, financial or medical advice. In a life-threatening situation, call your local emergency number first. Always verify country-specific rules with official sources.